Francis is a Finance Broker and Credit Strategist at ZENRG Finance, with a special focus on SMSF lending. With around 18 years in mortgage broking plus a background in car financing, he has financed everything from homes, investment properties and commercial premises to cars and jet skis. He holds a Diploma of Finance and Mortgage Broking Management and completed the Financial Coach Master Training with Ramsey Solutions.
As a property investor himself, Francis brings first-hand experience to the strategies he discusses with clients — practical, real-world insight rather than theory.
Francis grew up in Perth, Western Australia, before making the move to Sydney in 2019 — a city he now proudly calls home. He is passionate about financial literacy in the community and has volunteered in a variety of roles sharing his knowledge, including as a facilitator for Hillsong Church's Financial Peace University and with the Riverview Church Lighting Team.
A self-confessed tech geek, Francis is an enthusiastic adopter of AI and automation — always exploring how smart tools can make life (and lending) run smoother. When he's not talking finance or tech, you'll likely find him out on one of his two motorcycles, or hunting down great street food, both local and abroad.

